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Refinancing bonds to make county property more energy efficient
In a financial maneuver to save taxpayers more than $3 million, Knox County commissioners Tuesday agreed to refinance a series of bonds geared toward making county property more energy efficient.

Latvian Central Bank Keeps Benchmark Refinancing Rate Unchanged at 3.5%
Latvia’s central bank kept its benchmark rate unchanged for a third consecutive meeting as the economy begins to recover from its worst recession on record.

City of Winfield saves more than $800000 through refinancing - Arkansas City Traveler

City of Winfield saves more than $800000 through refinancing
Arkansas City Traveler
WINFIELD — Taking advantage of improved rates, the Winfield City Commission on Tuesday night refinanced five loans and a bond issue. ...

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About refinancing mortgage

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Stop Cold Calling and Double Your Sales in 30 Days

Everyone knows what "cold calling" is, but how about "warm calling"? That's easy, warm calling involves contacting your former clients and people you have already identified as prospects.

These are the people you had made previous contact with and are listed in your database or on your Rolodex. If appropriate for your industry, I recommend spending one hour a day calling your database.

To gain the greatest benefit from your warm calling efforts, you should provide an exceptional level of customer service and give unexpected bonuses to your clients throughout your sales process.

This way, your past clients will be happy to hear from you and eager to help you find new business.

Let's see how you can "heat up" your warm contacts to create hot new business leads.

Build rapport - All right, it may have been some time since you last talked with your contact, so a little refreshing of his or her memory might be necessary. Use the time to re-establish your relationship, inform him or her about your unique selling proposition and inquire about their current needs.

Ask for referrals - Here is an example of how a mortgage loan officer could ask for referrals: "Do you know anyone who may be buying or refinancing real estate in the next 3 - 6 months?" Especially useful if your "warm contact" absolutely has no need for your services at the present time.

Tell him or her about your current gift incentives for referrals - if you have a plan in place, let him know. One example: "If you refer new business to me I will pay for dinner for you and your wife at Outback Steakhouse." Or, tickets to their favorite sporting event.

Review their current situation: Is their any current need for your product or service? Have their plans, needs, or goals changed? (If this is your past client you should have notes on hand about their long and short term plans)

Be sure to keep notes on every call in your database or files. Update all of your contact information to include any changes.

If you have made arrangements to "warm call" clients on someone else's list, offer to split any of the commissions generated.

Yes, warm calling is a great way to stimulate business especially in a competitive marketplace. Once a day, pull out your "warm call" list and contact people. Add to the list those whom you previously "cold called" and see as a potential future client.

For more information about this and other lead generation strategies, visit:

http://Mortgage-Training.Mortgage-Leads-Generator.com

Please feel free to reprint this article as long as the resource box is left intact and all links are hyper linked.

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Hartley Pinn has recently created the Mortgage Leads Generator Training Course to teach people how to make over $50,000 a month working part-time (10 to 15 hrs per week) as a mortgage loan officer.

About the author:

As a top producing mortgage loan officer, Hartley Pinn has been actively testing, researching, and evaluating lead generation strategies since 1995.

Mr. Pinn has written several articles on the subject and has recently created the "Mortgage Leads Generator" Training Course to teach new and experienced mortgage loan officers how to generate a five to six figure monthly income while cutting their work schedule down to only 10 hours a week.

Essential and not overdone, I hope. If you want or need more information or have more questions, you might find some of your answers in some other articles on about refinancing mortgage. Give it a try. I won’t waste your time, I promise.

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